I use my Mac to track my money. I don’t use Intuit’s tardy, complicated, stress-inducing Quicken.
When they come up with a recent Mac version that’s easy to use and layers complex features so I can learn to use them with a Dummies or Idiots book and a night class at the community college, I’ll take notice and reconsider. In the meantime, I’ve noticed one thing about all Mac money management applications.
Show Me The Money
In nearly every case, the popular, non-Intuit, non-Quicken Mac money management apps expect your to have money.
How do I know this? Look closely and you’ll see it. Multiple bank accounts, multiple credit cards, multiple investments, multiple tax returns, multiple sources of income.
If I had all those multiples why wouldn’t I add one more and have someone else manage my money. Obviously I could afford it, even if I paid my bookkeeper with my AMEX card and paid my AMEX card with my VISA card, and rinse, repeat.
Since I don’t know your financial situation I can’t recommend a specific Mac money management app for you. Besides, I use three different apps anyway. One for my husband. One for me. One for us.
What if you don’t have much money or no money at all? What do you use? Try Pocket Lint. If a Mac is the computer for the rest of us, Pocket Lint is the money management application for people with little to no money.
Pocket Lint assumes you don’t have enough money to worry about, but that you’re probably worried about it anyway, so their nifty little utility makes tracking and managing what money you might have much easier than if you had lots of money in the first place.
The Reality Of Money Meets Financial Fantasy
Just like every good pop song has a hook, every useful Mac app has a hook that sets it apart from the run of the mill. Pocket Lint has the basics, yes.
Track expenditures and checking accounts and your income. It’s just math so how hard can it be; especially if you don’t have much money anyway?
You can budget your income and expenses in a somewhat traditional method but with some handy visual alerts to show you how close you’re getting your expenses to your income.
What sets Pocket Lint apart from the dozens of Mac budgeting, money management, and check writing apps? Financial Fantasy. Pocket Link includes a feature you wont’ find anywhere else.
Lottery tickets. Yep. Fake lottery tickets are included in Pocket Lint. Scratch off the top and add the winning amount to your income totals. If your financial situation gets worse than fake lottery tickets can help, then search eBay for your Mac to see how much it’s worth to pawn. How’s that for a money management feature?
What would you expect to pay for Mac utility that accurately tracks your money in this reality, but gives you a chance to win lottery money in an alternate reality? If Mac money apps that merely track every nickel and dime and dollar are worth $15 to $100, what’s the humor and fantasy in Pocket Lint worth?
The answer? Uh, not so much. True, Pocket Lint tracks money, especially if you don’t have much, and your finances are not complicated. The fantasy lottery winnings are to help you feel good for a few minutes in a down economy, hence the absolutely free price tag.
Is it worth it? If chuckles are free, yes. If your money is important and you want to care for its whereabouts, not so much.