How many ways are there to track your money using a Mac? There must be dozens of financial apps.
From Quicken to Money, from CheckBook to MoneyWell, from simple to complex, we’ve reviewed them all. If not all, too many. One Mac app uses an age old and time honored envelope approach to managing your budget. Now there’s one that uses a simple calendar to track income and expenses.
Envelopes vs. Calendars
I get it. People are different. Different strokes for different folks. How else can you explain why we have so many apps that do mostly the same thing in different ways.
Money management works the same way.
Not everyone wants to use QuickBooks to manage a checking account.
Not everyone needs dual entry accounting system when a simple check book app will do.
What will help you manage your money the easy way? If you were intrigued by using an envelope to handle your monthly budgets, you’ll like the Budget Calendar.
Calendar Girl Of Mac Money Apps
This is an app that’s pretty much like you think it might be. Budget Calendar is a calendar. Instead of a bunch of lines which reflect entries for checks and deposits, this one uses an elegant calendar metaphor.
See? It’s a calendar.
Start the month off with an entry that reflects how much money is in your checking account. Then, each day you get money, enter the details on that day.
Likewise, for every bill or expense you get, enter it in the day you write the check. Budget Calendar calculates your running balance as you make entries for each day.
Even better, Budget Calendar also keeps a running graphic summary on top of the calendar.
For each month you can see your opening balance, closing balance, average daily balance, maximum balance—just like the checking account summary from the bank.
There’s also a line item for total income and total expenses for the month. Each entry is tracked by a category so you also get a graphic representation of items such as rent, car payment, credit card, utilities, mortgage, savings, and so on.
That’s it. It’s a calendar that does budgets, does the proper calculations and gives you a running total for each category of income and expense. If you can figure out how to use a calendar then you can use this app.
For multi-racial households, Budget Calendar works on Macs, Windows PCs, and Linux PCs. Sorry. No iPhone version. That would be a great app if it could sync with your Mac.