The Best Of Free Mac Apps Week was my idea. Duh. Mac360’s Value Vixen™ knows what to do when the economy turns against you.
It’s not that I have an aversion to spending money. I spend money. On food. House payment. Children. Husband. Shoes. Not necessarily in that order. When it comes to Mac money apps, I’m against spending money to track my money.
Save Money To Track Money
Mac users rejoice. There are a few dozen very good apps that can manage your money. They have a number of features in common. They track your money. They can be difficult to set up and use. They have a price tag.
Is there a Mac app that manages less money than a Wall Street robber baron?
Is there an app that’s actually easy to use by mere mortal Mac users and doesn’t require a CPA?
And, finally, is there an earthly money management app that’s truly a free gift from the financial Gods who reign over our lives from a parallel universe?
Let’s go with yes, yes, and it doesn’t matter so long as it’s free and works. That’s Buddi—the best free Mac app to manage your money (also assumes you don’t have much money to manage).
Smart Enough To Be Used
Think of Buddi as a money management app that’s smart enough to be used by the rest of us. For example, it’s smart enough to know about Accounts.
Set up accounts for Cash, Checks, Credit Cards, Bills. Then work on the Budget portion. Easy so far, right?
So, at this point, you know what your bills are, you know what your income is, now all you have to do is track what comes in and what goes out in Transactions.
That’s about it. Buddi makes managing your money and earthly endeavor, not something limited to the privileged few who already have lots of money to manage.
Counting Dimes And Dollars
Buddi makes it easy for you to know where to account for every dime that comes in and every dollar that goes out (pretty much the way my money is handled—less comes in than goes out).
Set up your basic Accounts—any place where you keep or owe money. Budget Categories track all the money which comes in or goes out of an Account.
This is where income and expenses get tracked. Buddi even has default categories to get started.
Transactions is what you record with your money.
It’s like a checking account. Record what comes in (deposits) and what goes out (checks). So long as you put everything into Transactions, you’ll know where the money went.
That’s the first start to reaching a point where there’s less month left at the end of your money.
Reporting Your Money Habits
Buddi also has a bunch of nice graphic reports so you can see visually and in detail all your transactions. It’ll even schedule recurring transactions so you won’t have to remember to record the rent and car payment. Losses in Las Vegas are handled manually.
For financial basics, Buddi is the Best Of Free Mac Apps to manage what the government, Wall Street tycoons, and your employer leave you.