We may purchase plenty online, but the numbers we use to buy what we buy come from a little slab of plastic. Plastic is equated with debt. Think of running up a credit card debt as bad plastic. So, fight fire with fire.
Fight Bad Plastic With BadPlastic
BadPlastic is a cleverly named Mac app that helps you keep an eye on your credit card debt with a graphic representation of how far down the hole you’ve fallen.
Use BadPlastic to display a timeline of your credit card balances, but with a line scaled to match your credit card’s limit.
Over time you can quickly see which balances on which cards are going down, and which are not.
Zoom in an out of any card’s details with a click.
BadPlastic also display each credit card’s APR (annual percentage rate) so you can tell at a glance which card is the most expensive to use.
You still need to enter credit card details, but the results are graphic.
BadPlastic comes with a few extra features to make tracking your credit card debt a more precise process.
First, you can approximate missing balances to get an idea of where you stand financially before a new statement arrives.
Second, you can estimate the number of payments left on a card to help you clear the credit card debt.
Third, there’s another estimate which displays when your credit card debt is completely paid off.
BadPlastic can calculate the APR from monthly percentage rates, and give additional details (and track payments) with a click on a card’s details.
I tried BadPlastic months ago and found it to be somewhat crash happy, so I let it sit for awhile. The most recent version seems more stable, and supports graphics in MacBooks with Retina displays.