With all the computer break-ins and hacking attempts going on I’m somewhat reluctant to keep anything online. Yet I want to access to my files and my money wherever I go. Is there a solution? Yes.
Sync Me, Baby, One More Time
Remember Quicken? It was the de factor standard for money management back in the day until Quicken’s daddy Intuit decided the Mac wasn’t worth the effort and left for a few years.
Quick is back, it’s decent but still doesn’t perform the way a few lesser known but more nimble money management app competitors perform.
How so? Intuit seems to want to move customers to online apps (like Google, Microsoft, et al) but I want to know where my data is.
Yet, when it comes to managing money I prefer to have all the pertinent information on my Mac and on my iPhone. Does Quicken do that?
MoneyWiz does. Consider this to be a personal finance app that works like Quicken and a dozen other financial apps, but also syncs nicely with the cloud so your money follows you from iPhone to Mac.
MoneyWiz displays accounts and transactions with a fingertip touch, but gives you easily modified options to plan your budget using totals of your bills and your salary.
Think of it as having something like Quicken but in the palm of your hand (including a little eye candy in the form of reports charts and graphs).
MoneyWiz gives you options to handle multiple accounts, including one for cash.
You can register expenses, income, and adjust the balance when transferring money between accounts.
It supports multiple currencies, has auto-completion for quick entry, and reconciles accounts with a touch.
Use MoneyWiz to create custom budgets, then assign expenses to the proper budget. You even get an alert when a budget reaches a certain threshold. That makes it easier to manage bills, recurring transactions, and get a quick look at your financial status with a glance to your phone.
MoneyWiz is password protected, comes with a built-in calculator (so you don’t have to switch to a calculator app), and syncs over 3G, 4G, and Wi-Fi with a unique cloud sync service (that’s the part that scares me).
Negatives? A few. I’ve had some problems with the sync between Mac and iPhone (slow). The monotone user interface can make navigation more cumbersome than necessary (color cues, anyone?). And, you pay separately for Mac, iPhone, and iPad versions.