How many ways can you manage your money on your Mac? The ways are many and varied. Start with Apple’s built-in spreadsheet, Numbers. Spend more than your fair share on a brand name Mac money app like Quicken. Or, check out a better than basic Mac app.
Mac money management apps span the spectrum, from the free Pages as noted above to Intuit’s Quicken to full blown accounting applications. If money is an object, and it is, and if you find too much month left over at the end of your money, check out Denarius and try it for free.
Follow The Money
When it comes to criminal activity, authorities follow the money. As much as money laundering is en vogue these days, there always seems to be trail of money. For Mac users on a budget, Denarius gives you a personal money trail.
The only trail being blazed here is value, convenience, and ease of use. Denarius uses the time honored transaction and categories which makes it easy to see where money went.
Denarius makes it easy to balance your accounts each month and displays monthly cashflow, spending, income, even savings– and with monthly and yearly account reconciliation.
You choose the transaction types in Denarius; from monthly fixed expenses, all the way to variable transactions which may change month to month. If you have more than one bank account, Denarius can handle, that, too, even allowing for an internal transfer category that lets you move money around, but keeps the transaction off the books.
There’s nothing wrong with a little eye candy when it comes to money management, so Denarius makes good use of charts and graphs so you get a quick visual picture of which accounts soak up the most money, which do not, and the difference between income and spending.
Yes, you can manage your money on a Numbers or Excel spreadsheet and it works just fine. But if you need more capability and Denarius’ free trial seems enticing, you can import data via CSV import option to get the spreadsheet-based details into a real app that does one thing well.
Denarius has the standard options most of us with a checking and savings account really want, including the aforementioned option to move money between accounts. But you can also withdraw cash from an account to pay for something or just to use as needed and it doesn’t show up as a double entry in the system.
Another feature I know many Mac users appreciate is the ability to keep all the transaction data local, on the Mac itself, rather than stored out of sight on the cloud somewhere. As money management applications go, Denarius is about as straightforward as you can get, and the only real caveat is the lack of an iOS version for iPhone so we can make an entry while out and about and have it sync back up to the Mac.
Otherwise, Denarius is a good money manager that’s easy to try, and affordable. Yes, it’s basic, but those basic features work well.